Financing
HVAC Financing Options in Fort Worth, TX
Prime Time Heating & Air – Your Trusted Financing Partner
At Prime Time Heating & Air, we’re dedicated to connecting you with the financing services you need to maintain your heating and air conditioning effectively. Since everyone’s financial situation is different, we offer a range of options to fit your individual needs. Take a look at our financing solutions and choose the one that works best for you.
- Tailored Solutions
- Competitive Rates
- Quick & Hassle-Free Process
- Trusted Support
Our Financing Partners
Breeze
Credit Score: 400 - 620+
Breeze Lease Purchase makes financing simple and accessible, helping you achieve your goals with ease.
Fast & Easy Process
Flexible Payment Plans
No Credit Check
Chowder
Credit Score: 400 - 620+
Chowder Financial offers easy, flexible financing for HVAC systems with instant decisions and local contractor support.
Soft Credit Pull
Instant Decisions
Bad Credit Not a Problem
Watercress Financial
Credit Score: 400 - 620+
Watercress Financial understands that your most important asset is your home and that improvements are a critical part of maintaining and increasing the value of that asset.
Breeze
Lease Purchase
Making Home Improvement Easy

Credit Score: 400 - 620+
Breeze is your hassle-free financing solution, designed to make payments more manageable and accessible. Whether you’re making a big purchase, handling unexpected expenses, or simply looking for a flexible payment option, Breeze ensures a seamless experience from start to finish.
With a fast approval process, transparent terms, and flexible payment plans, Breeze empowers you to move forward confidently without financial stress. Our goal is to provide a financing option that works for you—without complicated paperwork or hidden fees.
Does not require a credit check!
- Flexible Payment Plans
- Quick Approvals
- Transparent Terms
- Great for Low-credit borrowers
- Easy Online Application
- Dedicated Support
Chowder

Credit Score: 400 - 620+
Easy Financing for HVAC Systems
Chowder Financial offers easy financing for heating and cooling systems, even if you don’t have perfect credit. Their options are simple and provide quick access to necessary HVAC systems.
Flexible Payment Plans
The application process is straightforward and gives you an instant decision. Chowder’s payment plans are flexible, fitting different budgets. They work with local contractors to ensure quality installations.
You will not be turned down due to your credit score!
- Easy HVAC Financing
- Quick and Simple Application
- Flexible Payment Plans
- No Credit Score Rejections
Watercress Financial

Credit Score: 400 - 620+
Start Your Home Improvement Project Today!
You can do more with a home improvement loan from Watercress Financial! Our low monthly payments allow you to complete the project you want or need without squeezing your monthly budget.
With extended repayment terms up to 15 years, low interest rates, and no prepayment penalties, you have more flexibility in planning and paying for your home improvement project.
Your rate will be based on your credit history. Subject to qualifying credit approval.
- Quick & easy online application.
- Options for those with excellent to fair credit.
- Monthly payments to fit your budget.
- Pre-pay your loan at any time.
- Reliable customer support.
Contact Us Today For A Free Consultation
Contact Us Today For A Free Consultation
Request a free quote, get information, or ask for professional advice.
